Chris Lovett

Chris Lovett is an independent developer who publishes MyMoney.Net, a lightweight personal-finance manager designed for Windows desktops. The open-source application follows the classic checkbook metaphor, letting users create unlimited banking, credit-card, cash and investment accounts, then record, split, categorize and reconcile transactions through a straightforward ribbon interface. Automatic import wizards accept OFX, QIF and CSV statements from virtually any bank, while user-defined rules remember payees and categories to speed future entry. Built-in charts and cash-flow projections show spending patterns, budget adherence and net-worth trends over selectable date ranges, and a portfolio view tracks securities, lots and realized or unrealized gains. Security is handled locally: an encrypted SQL Compact database keeps sensitive data on the user’s machine with no cloud dependency, and backups can be scheduled to any folder or drive. Because the project is released under the MIT license, advanced users can extend functionality through C# add-ins or adapt the code for private use. Typical use cases range from balancing a single checking account to managing complex household budgets, small-business books or investment clubs that prefer a free, offline alternative to subscription services. MyMoney.Net by Chris Lovett is available for free on get.nero.com, where the latest version is delivered through trusted Windows package sources such as winget and can be installed individually or batched alongside other applications.